Major Medical II

Our second offering is actually NOT a “group” plan, but is an individual plan. Admittedly, with the arrival of so many younger expats, a group plan that gave preference to those 63+ is not necessarily beneficial in today’s marketplace. While VUMI, is not new to the International insurance marketplace, their introduction of plans expressly tailored to the needs of the expat in Mexico is “new” to the marketplace as of Fall 2017.

Boomers-In-Paradise is so impressed with both the benefits and affordability of these plans that we decided to step out of our “group” platform in order to bring this policy to our expat community.  Things change, and sometimes a “group” isn’t necessarily where you need to be.  We are a big proponents of the fact that “one size does not fit all”.

With VUMI you have both a choice of coverage (Gold or Bronze) AND a choice of deductible.  The premium is calculated using the insurance industry’s customary age and gender bands.  This permits our younger expats moving to Mexico a more affordable alternative when it comes to coverage.  It permits each member to choose their own deductible, thereby tailoring the policy to your own specific “peace-of-mind” and financial needs.  We’re happy to provide all the necessary VUMI information for you to make an infomed choice.  VUMI (VIP Universal Medical Insurance Group, Ltd.) If you’re interested, please drop us an email using our Contact form and we’ll be happy to send it your way.

For both of these policies, the affordability factor comes from the fact that they exclude coverage in the U.S.  For many of us, this is perfect since we already have  Medicare coverage in the U.S.  For those expats from other countries or who may not yet be of age for Medicare, travel insurance is a reasonably-priced alternative for coverage in the U.S.  As expats living in Mexico, we are eligible as part of the insurance companies’ Latin American Division.

Please use our Contact form to inquire about either of these options.  Your inquiry ensures that you get the our most current insurance info.  We’re happy to provide you with the Summary of Benefits, Rates and company background information — all by email for review at your leisure in the comfort of your own home.